Blendable Health Spending Accounts Explained

Cost Control

You set the budget, no surprises on renewal

Low Administration Fees

Some of the lowest in the industry

No Start Up or Annual Fees

No hidden costs

Pay For Benefits Your Team Values

And don't pay premiums for benefits they don't use

Simplified Claim Process

Fast claim turnaround and low, low claim fees

Easy Online Account Access

View and track claims and balances

Carry Forward Unused Funds

Special rules apply for sole proprietors & HSA Plus

No Plan Limits on Eligible Expenses

Use it all for massages or … ? Only limit is $ in the account

  What's Eligible?

• Prescription drugs
• Dental care
• Orthodontics
• Massage therapy
• Laser eye therapy
• Fertility treatments
• Naturopath Services
• Dietician services
• Special needs care
• …and lots more!

  Add The Right Coverage Mix

• Emergency out of province travel - from $3 per month
• Traditional catastrophic insurance - Life, LTD, AD&D, STD, Critical Illness, etc.
• Employee/family assistance programs
• Excess Medical coverage - from $10 per month
• Wellness programs
• Extended health benefits
• …and more!

  Blend In The Best Group Service Options

• Adjudication and reimbursement of claims (included with an HSA)
• Managed trust accounts
• Managed cost plus HSA
• Cost plus with rollover of unused funds to RRSP
• Administrative services only (aka ASO) with self-insured extended health benefits
• …ask us for more info!